Financial Conduct Authority stories

UK business groups and payments firms warn Treasury delays on stablecoin policy are holding back sterling-backed tokens and cross-border finance.

Coinbase widens UK push with crypto-backed USDC loans, letting users borrow against Bitcoin, Ether and cbETH in under a minute.

Fintech's middle tier is under strain as tighter funding, heavier regulation and AI-driven competition favour big platforms and fresh startups.

Revolut has launched an in-app AI assistant as banks and fintechs race to replace menu-driven apps with chat-based tools for everyday money tasks.

Banks and regulators race to assess Anthropic's controlled Mythos access, as AI cyber testing raises fears over payments, trading and wider financial stability.

GCEX adds Cumberland's spot crypto liquidity for institutional clients via XplorSpot, boosting regulated access and execution across European markets.

FCA maps out plans to widen data sharing, helping UK borrowers and SMEs secure credit, compare deals and access more tailored financial services.

Valliance hires former Palantir experts and launches customer review as it seeks to close the AI deployment gap in UK and Europe.

London fintech Round lands USD $6 million and unveils workflow tools to cut repetitive treasury, payroll and payments work for finance teams.

Custodia says financial firms must widen record-keeping to cover collaboration tools, messaging apps and AI-generated content as regulators step up scrutiny.

AIFO launches UK trading education platform as retail investing surges, targeting part-time traders with capital access, risk rules and Academy training.

InDebted names Rob Young UK managing director as debt recovery firm steps up push in Britain's £60 billion consumer debt market.

FICO says banks should use dynamic profiling to flag vulnerable customers earlier, as UK unemployment hits 5.2% and pressure grows under FCA rules.

Monument to tokenise GBP £250 million of retail deposits on Midnight blockchain in UK first, keeping savings protected and interest-bearing.

London startup Eunice raises USD $8 million to build AI-powered due diligence tools for regulated digital asset and private markets.

Nucleus365 will white-label Paysecure's AI-driven payments orchestration suite, adding smart routing and 500+ connections to its platform.

Ecommpay has been shortlisted in three Retail Systems Awards, spotlighting its payments innovation and in-house fraud prevention tools.

Cambridge-based Finspector has rebuilt its AI platform to scan finfluencer videos, images and posts as UK regulators tighten oversight.

Metro Bank teams up with Equals Money to offer FX forwards, helping UK business customers lock in exchange rates and manage currency risk.

Two-thirds of stolen identities are reused in fresh fraud, with many circulating for months as synthetic “Frankenstein” profiles, research warns.