TerraPay, MilX team up on global creator payouts push

TerraPay has struck a partnership with MilX, a creator-focused financial service backed by Air Media Tech, as it moves into payouts for content creators and gig economy workers.

The agreement links TerraPay's cross-border payments network with MilX's creator ecosystem, which targets YouTube creators who want faster access to earnings than traditional platform payment cycles.

TerraPay said the tie-up marks its formal launch in creator and gig economy payouts. The company positioned the move as part of a wider push into payment flows linked to digital communities and online work.

Creator payouts

Platforms and creator services often face operational constraints when they send money across borders. These include settlement speed, compliance requirements, currency conversion, and the cost of distributing funds into local payment methods.

TerraPay and MilX said the partnership will make it possible for creators to receive funds in local currencies across more than 70 markets. The firms said the payout routes include bank accounts, digital wallets and cards.

MilX describes itself as a financial service and ecosystem designed for YouTube creators. It offers payout options including daily access to earnings, multiple transfer methods, and products linked to expected future revenue.

Air Media Tech founded MilX. Air Media Tech operates as a YouTube partner and works with creators on content distribution and growth. MilX said it works with thousands of creators internationally.

Market backdrop

Creator economy activity has expanded rapidly in recent years as platforms, brands and intermediaries build services around content production and audience growth. Industry estimates in the announcement put the creator economy at $253 billion in 2025, with projections that it could pass $2 trillion by 2035. The announcement also cited a compound annual growth rate of 23.3%.

The same figures put the number of active creators globally at more than 207 million. They also point to rising pressure on platforms and creator services to manage cross-border money movement at scale.

The announcement also cited growth expectations for creator payment solutions. It put that market at $4.5 billion in 2024 and projected it could reach $18.5 billion by 2033.

Network reach

TerraPay describes itself as a global money movement company that provides a single connection to its cross-border payments network. It said it operates across multiple regulated markets and connects to mobile wallets, bank accounts and cards.

The company said its network reaches more than 150 countries, with access to 3.7 billion mobile wallets and 7.5 billion bank accounts. TerraPay said it works with banks, digital wallets, money transfer operators, merchants and fintech platforms.

TerraPay is headquartered in London and has offices in cities including Bangalore, Dubai, Bogotá, Dares Salaam, Kampala and Singapore.

Executive comments

TerraPay said creators and platforms increasingly want payout options that match the pace of digital work and international audiences.

"Partnering with MilX allows us to give creators what they've lacked for far too long - instant, secure access to their earnings in local currencies, straight into their bank accounts or digital wallets, without FX friction or hidden fees. By combining MilX's creator ecosystem with TerraPay's global payout infrastructure, we're enabling faster scaling for the platform and true financial freedom for creators everywhere," said Valli Ardalan, SVP and Head of Europe, TerraPay.

MilX said it plans to use TerraPay's network to expand its payout options for creators in more markets.

"We're excited to partner with TerraPay to further strengthen our global payout capabilities. This collaboration helps us deliver even more seamless, borderless payouts - enabling creators to focus on growing their audiences while we take care of the payments," said Paul Lekhnovsky, CEO, MilX.

The companies said the partnership will cover payouts across more than 70 markets, with settlement into bank accounts, wallets and cards.